Infusing Finance with Scientific Precision
A Distinct Platform
At Lucrum, we unite top minds with leading technology and diverse data, harnessing machine learning and scientific methods to discover unique alternative investment opportunities.
Our ethos revolves around a trinity: People, Technology, and Data, ensuring we lead, innovate, and redefine the investment landscape.
People
Technology
Data
Talented Group
Our exceptional team of professionals, ranging from investment experts to engineers, drive our mission with passion and a pursuit of excellence.
We provide an environment where collaboration sparks innovation, empowering every individual to challenge norms and make a significant impact in finance.
Precise Engineering
We harness advanced fintech methodologies, including machine learning and distributed computing, to craft tools that revolutionize operations and enhance investor engagement.
With our engineers continuously streamlining processes, we stay ahead of the curve, ensuring adaptability and pioneering advances in the ever-evolving fintech landscape.
Innovative Data Science
We thrive on using diverse data, from conventional financial metrics to alternative sources, revealing market opportunities often overlooked by competitors.
Our quants transform this data into actionable insights, ensuring a comprehensive understanding of the investment landscape, and driving unparalleled value for our clients.
The Problems We’re Solving
At Lucrum, we have identified Six Major Challenges in Private Alternatives Investing that we aim to address through technology:
Lack of Transparency and High Asymmetry of Information
Due to the fragmented and unstructured nature of data for private investment markets, not all vital information is public. It's essential for investors to conduct thorough research to minimize risks.
Low Levels of Liquidity
Private investment markets, being more decentralized compared to public markets, offer lower liquidity levels. This means investors may have to wait months or even years to exit their positions, posing challenges for those who need ready access to their capital.
High Transaction Costs
Due to the involvement of multiple intermediaries, a considerable portion of the investors’ capital is consumed by fees, leading to scenarios where the risks taken by investors might not align with the rewards they anticipate. This can discourage investments that would otherwise be made if not for the disproportionate economics to investors net of fees.
Operational Inefficiencies
The presence of numerous intermediaries, complex paperwork, and manual transaction processes can prolong transaction times from months to years, causing frustration among investors seeking access to high-quality investments.
High Barriers to Entry
Accessing high-quality alternative investments often necessitates significant industry connections and substantial capital. This market structure tends to favor insiders and fosters consolidation of returns rather than a broader distribution to the general investing public.
Non-Optimal Asset Management and Investment Decision Making
Ineffective management and decision-making in alternative investing can hinder the optimization of portfolio value, leading to increased risk exposure and negating the diversification advantages of private alternative investments. Such non-optimal practices can also curtail potential returns, impacting wealth growth and income potential in the private markets.
By recognizing and addressing these challenges, Lucrum is positioned to offer innovative solutions to enhance the alternative investing landscape.
Our Technology Process
Research and Development
At Lucrum, we identify innovation intersections between real estate, finance, and tech. Through rigorous scientific research, we explore pioneering applications of information science to real
estate finance.
Specifically, we develop relationships with academic institutions and other private and public research groups, analyze new academic research papers in financial engineering, econometrics, AI/ML, and mathematics/statistics, and review internal product and system performances that are in need of innovation across all of Lucrum’s businesses.
This research shapes our product development, enriches our intermediary systems, and bolsters our capital management arm with a keen, data-driven investment perspective.
Engineering
Our commitment is unwavering: to develop advanced, digital-first solutions for every Lucrum subsidiary. Our aim is to be able to identify problems and rapidly deploy effective, scalable solutions more quickly and voluminously than any other fintech organization in the world.
By harmoniously merging data science, software engineering, and advanced financial modeling, we amplify user experiences, streamline operations, and continually set industry standards.
Furthermore, we go beyond a company’s traditional engineering structure by assigning all key engineering projects as cross-departmental with our Research and Development and Systems teams.
.png)
Systems
Precision drives our system architecture. We masterfully integrate bespoke applications with contemporary software, ensuring optimal efficiency throughout Lucrum. Taking a ground-up approach, our aim is to design and implement systems architecture that revolve around our core business functions.
With a foundation in the latest AI/ML advancements, we've built processes that are not just scalable but adaptive, keeping us and our clients ahead of the technological curve.
Additionally, we regularly review performance of operational processes across the firm from back-office functions (e.g. compliance, accounting, HR, research and development, etc.) to front-office activities (e.g. sales, marketing, business development, etc.) and constantly figure out ways to improve efficiency.
Solutions
Products
We are currently in development of applications for each of Lucrum’s businesses. For more information, please stay tuned by joining our waiting list.